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17th Feb 2019 - By providing honest and independent vehicle and finance solutions; KeyFleet makes our clients lives easier by understanding their needs and developing long term relationships whilst saving them time and money.

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Personal Contract Hire

As the name suggests Personal Contract Hire (also known as personal leasing) is simply contract hire but for individuals

Personal Contract Hire (PCH) is based on a fixed term contract where customers pay an agreed monthly charge for the use of a vehicle for a previously agreed period.

Advantages:

  • Flexible initial payment
  • Fixed term contract
  • Fixed mileage contract
  • Fixed cost motoring
  • Flexible profiles to suit you
  • You only pay for the use of the vehicle
  • At the end of your contract simply hand the vehicle back
  • Option of including maintenance with the contract
  • No depreciation or disposal risk

Disadvantages:

  • Vehicle must be returned in a well maintained condition
  • Early termination can be expensive
  • You must have fully comprehensive vehicle insurance
  • You will never own the vehicle

More Information on Personal Contract Hire:

It benefits customers wishing to eliminate the financial risk associated with disposing of a vehicle. Contracts are usually taken over two, three or four years, providing a high level of flexibility. Some contracts can be formally extended beyond the end of contract date if required. Just ask and we can answer any of your questions regarding extending your contract.

PCH is very similar to business Contract Hire; both are based on a fixed annual mileage agreed on inception of a contract. You will need to decide how many miles you drive each year before quotations can be obtained. Once you have stated how many miles you drive in a year and considered which vehicle you would like to lease a quote can be created for you by one of our sales team.

Regulations with regard to making mileage amendments after contracts are live vary from funder to funder, so it is always better to be as accurate as you can be. If you do exceed the agreed allowance at the end of your contract you will pay an excess mileage charge, which will have been agreed upon prior to signing the finance agreement.

Please remember this when deciding upon you annual mileage. If you are looking to have predictable motoring costs adding maintenance to your monthly payment is easy. Maintenance is there to put your mind at rest should any challenges arise with your vehicle and generally covers servicing, routine maintenance, tyres, exhausts and batteries.

Please note that it is responsibility of the person named on the finance agreement to arrange and pay for fully comprehensive insurance for the vehicle. It is important that the vehicle is returned in accordance with the guidelines set out in the 'Fair Wear and Tear Guide', a copy of which is made available to customers when they are near the end of their PCH agreement.

Check out our current special offers below...

Business contract hire BMW 1 Series, Hatchback
BMW 1 Series 118 Hatch
1.5 i 136 M Sport Shadow Edition 5Dr Manual [Start Stop]
£232.63 + VAT monthly rental
£1395.78 + VAT initial rental
This vehicle is in stock
Business contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 8000
1.5 litre Petrol Manual
+ compare
Business contract hire Kia Sportage, SUV / 4x4
Kia Sportage SUV 2wd
1.6 GDI 130 2 5Dr Manual [Start Stop]
£189.99 + VAT monthly rental
£1709.91 + VAT initial rental
This vehicle is in stock
Business contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 8000
1.6 litre Petrol Manual
+ compare
Business contract hire Audi A5, Coupe
Audi A5 40 Coupe
2.0 TFSI 190 S line 2Dr S Tronic [Start Stop]
£256.03 + VAT monthly rental
£1536.18 + VAT initial rental
Business contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 10000
2 litre Petrol Automatic
+ compare
Business contract hire Land Rover Range Rover Evoque, SUV / 4x4
Land Rover Range Rover Evoque SUV FWD
2.0 eD4 150 SE Tech 5Dr Manual [Start Stop]
£289.90 + VAT monthly rental
£2609.10 + VAT initial rental
This vehicle is in stock
Business contract hire
Contract term: 36 months
Rental profile: 9 + 35
Annual mileage: 10000
2 litre Diesel Manual
+ compare
Business contract hire Volvo S90, Saloon
Volvo S90 Saloon
2.0 T4 190 Momentum 4Dr Auto [Start Stop]
£234.27 + VAT monthly rental
£1405.62 + VAT initial rental
Business contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 8000
2 litre Petrol Automatic
+ compare
Business contract hire Renault Clio, Hatchback
Renault Clio Hatch
0.9 TCe 75 Play 5Dr Manual [Start Stop]
£144.00 + VAT monthly rental
£864.00 + VAT initial rental
Business contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 10000
0.9 litre Petrol Manual
+ compare
Business contract hire Vauxhall Corsa, Hatchback
Vauxhall Corsa Hatch
1.4 i 90 SRi Nav 5Dr Manual
£149.38 + VAT monthly rental
£896.28 + VAT initial rental
Business contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 8000
1.4 litre Petrol Manual
+ compare
Business contract hire Ford Focus, Hatchback
Ford Focus Hatch
1.0 T EcoBoost 125 ST-Line 5Dr Manual [Start Stop]
£199.39 + VAT monthly rental
£1196.34 + VAT initial rental
Business contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 10000
1 litre Petrol Manual
+ compare
Business contract hire Skoda Octavia, Estate
Skoda Octavia Estate
2.0 TSi 245 vRS 245 5Dr DSG [Start Stop]
£230.82 + VAT monthly rental
£1384.92 + VAT initial rental
This vehicle is in stock
Business contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 10000
2 litre Petrol Automatic
+ compare
Business contract hire Volkswagen Touareg, SUV / 4x4
Volkswagen Touareg SUV
3.0 V6 TDI 286 R-Line 5Dr Tiptronic [Start Stop]
£407.83 + VAT monthly rental
£2446.98 + VAT initial rental
This vehicle is in stock
Business contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 10000
3 litre Diesel Automatic
+ compare
Business contract hire Volkswagen Golf, Hatchback
Volkswagen Golf Hatch
1.6 TDI 115 Match 5Dr Manual [Start Stop]
£198.14 + VAT monthly rental
£1188.84 + VAT initial rental
This vehicle is in stock
Business contract hire
Contract term: 24 months
Rental profile: 6 + 23
Annual mileage: 8000
1.6 litre Diesel Manual
+ compare
Business contract hire Volkswagen Arteon, Hatchback
Volkswagen Arteon Fastback
1.5 TSI EVO 150 R-Line 5Dr DSG [Start Stop]
£265.73 + VAT monthly rental
£1594.38 + VAT initial rental
This vehicle is in stock
Business contract hire
Contract term: 36 months
Rental profile: 6 + 35
Annual mileage: 8000
1.5 litre Petrol Automatic
+ compare

Have you seen our latest blog post?

Big savings for fleet leasing with KeyFleet’s “Marketplace service

KeyFleet provides the most competitive contract hire and leasing quotes for UK businesses As... read more

Posted on 22nd February 2018 at 11:38 AM

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